Loan Details

Complete Loan Information

Everything you need to know about our loan products, terms, and conditions. Transparent, fair, and designed for your financial success.

Transparent Terms
No Hidden Fees
RBI Compliant
Loan details illustration

Loan Amount Range

Choose the loan amount that best fits your financial needs

Minimum Loan Amount

₹1,000

Perfect for small financial needs

Maximum Loan Amount

₹150,000

For larger financial requirements

₹1,000 ₹75,000 ₹150,000

Interest Rate Details

Competitive and transparent interest rates with no hidden charges

Annual Interest Rate

Up to 18% per annum

Competitive rates based on your profile

Daily Interest Rate

Approximately 0.05%

Calculated as 18% ÷ 365 days

No Hidden Fees

Zero additional charges

What you see is what you pay

Interest Rate Comparison

Traditional Banks
24%
Other Lenders
21%
LoanSphere
18%

Repayment Period Options

Flexible repayment periods to suit your financial situation

Minimum Period

91 days

Short-term financial needs

Maximum Period

180 days

Extended repayment option

Flexible Terms

Choose any period

Between 91-180 days

Repayment Timeline

Day 0

Loan Disbursed

Day 91-180

Flexible Repayment

Maturity

Full Repayment

Fee Calculation Examples

See exactly how much you'll pay with our transparent calculation examples

Example 1: ₹10,000 Loan

120-day repayment period

Loan Amount ₹10,000
Interest Rate 18% per annum
Daily Interest ₹5 (0.05%)
Total Interest ₹600
Monthly Payment ₹2,650
Total Amount ₹10,600

Example 2: ₹50,000 Loan

150-day repayment period

Loan Amount ₹50,000
Interest Rate 18% per annum
Daily Interest ₹25 (0.05%)
Total Interest ₹3,750
Monthly Payment ₹11,250
Total Amount ₹53,750

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